The seller must also contract for insurance cover against the buyer’s risk of loss of or damage to the goods from the ㉠port of shipment to at least the ㉡point of destination. This may cause difficulty where the destination country requires insurance cover to be purchased locally: in this case the parties should consider selling and buying under CFR. The buyer should also note that under the CIF Incoterms® 2020 rule the seller is required to obtain limited insurance cover complying with Institute Cargo Clauses (C) or similar clause, rather than with the more ㉢limited cover under Institute Cargo Clauses (A). It is, however, still open to the parties to agree on a ㉣higher level of cover.